ABSTRACT

DIGITAL AND CASH TRANSACTION IN INDONESIAN LOCAL GOVERNMENT

Samuel David Lee, Laina Zahra

samzzlee@yahoo.com, laina_z@yahoo.com

Accounting Department, Faculty of Economics, Gunadarma University, Jakarta, Indonesia

ABSTRACT

Differences in the quality of economic development among regions Java and outside Java will affect gap of quality in banking infrastructure among these areas. The purpose of this study is to analyze the cash and digital transactions in Java and outside Java. This research uses descriptive analytical method and the cross sectional method for data collection. Result of this study is the total nominal use of E-banking services in each province shows a fairly high rate. Percentage growth in the use of E-banking services continues to increase, although not very high growth.

Key words: E-banking, Digital Transaction, Local Government.